Casinos Without Swedish License: Best picks of casinos without Spelpaus 2024

A casino without a Swedish license operates without Spelpaus (the self-exclusion program). This is because these casinos are not regulated by Spelinspektionen, the Swedish Gambling Authority, and therefore are not required to implement Spelpaus software.

The popularity of casinos without a Swedish license has been growing, mainly due to their more attractive bonuses, wider game selection, and higher deposit limits compared to those with a Swedish license.

In this article, we’ll provide you with comprehensive information about online casinos without a Swedish license, covering everything from their advantages and disadvantages to details on deposits, withdrawals, taxes, bonuses, and game options. Plus, we’ll share a list of the top-rated casinos without a Swedish license.

Best casinos without a Swedish license by category

Click or tap on one of the categories below to discover the perfect casino for you without a Swedish license. Each list is tailored to highlight the top casinos in specific areas, ensuring you find the best option based on your preferences and needs. Whether you're looking for the best bonuses, game variety, or deposit options, we've got you covered.

Top 10 casinos without a Swedish license

Here is our selection of the top 10 casinos without a Swedish license. Each of these online casinos excels across multiple key areas. Based on our comprehensive review criteria, these sites stand out for their strong licensing, generous bonuses, reliable payment options, fairness, and overall gaming experience. Explore the list below to find a trusted casino that suits your preferences.

Compare the best casinos without a Swedish license

Up next, we’ll compare the 10 best casinos without a Swedish license side by side. This comparison table will help you quickly evaluate the key factors that make each casino stand out, such as licensing, bonus offers, payment methods, withdrawal speed, and game variety. With this overview, you can easily determine which casino meets your preferences and offers the best overall experience.

Why trust us and our casino information?

We founded casino-utan-svensk-licens.net in 2020 with a mission to help players find alternatives to the restrictions introduced by Sweden’s new licensing system, effective since January 1, 2019. As passionate players, we experienced these limitations firsthand and turned to casinos without a Swedish license to enjoy more flexibility and better gaming options.

Our team consists of seasoned professionals with extensive experience in the Swedish online casino industry:

• Lina Meyer (myself): I have worked for top-tier companies such as Svenska Spel and LeoVegas, gaining valuable insight into the industry.
• Mikael Holmgren: With a background at Trustly, a leading Swedish payment provider, Mikael has expert knowledge in secure and reliable casino transactions.
• Eva Nyström: An experienced iGaming journalist, Eva has been covering the casino industry for years and brings a deep understanding of market developments.
• Johan Bergman: A gaming expert with years of experience at platforms like Bet365, Johan specializes in casino games and user experience.

Together, our team has over 20 years of combined expertise in the Swedish online casino market, ensuring that the information we provide is accurate, up-to-date, and trustworthy. You can learn more about us here.

How we rate casinos without a Swedish license

Our process for selecting and evaluating the best online casinos without a Swedish license is designed to ensure that our recommendations meet high standards in terms of security, game quality, and user experience. Here’s a detailed breakdown of the criteria we use to rate these casinos:

Licensing

We begin by verifying the casino's license, cross-checking its registration number with the issuing authority’s site. This step ensures that the casino complies with international gaming laws and standards. Additionally, licensing details help us determine whether players need to pay taxes on their winnings.

Security measures

We assess the casino's security by reviewing its use of encryption technologies like SSL and TLS. These protocols are essential for keeping players' personal data and financial transactions safe from potential breaches.

Fairness

To ensure the fairness of games, we check if the casino is certified by independent testing bodies such as eCOGRA or iTech Labs. This certification proves that the games are regularly audited for randomness and fairness.

Game variety

We evaluate the casino’s game library to ensure it offers a diverse range of options. This includes checking for a selection of slots, table games, live dealer games, and more, ensuring the platform can cater to a wide range of player preferences.

Game providers

A casino's reputation often hinges on the quality of its game providers. We investigate the number and caliber of providers like Evolution, Microgaming, and Play'n GO to confirm that the games meet high industry standards.

Gaming experience

We explore the platform’s user interface, checking for smooth navigation, fast load times, high-quality graphics, and overall ease of use. A seamless and visually appealing interface is essential for an enjoyable gaming experience.

Welcome bonuses

We analyze the value of the welcome bonus by examining its size, wagering requirements, and validity. This helps us determine the true benefit to new players and whether the bonus terms are fair and competitive.

Promotions

Beyond welcome bonuses, we evaluate ongoing promotions for existing players. We look for reload bonuses, free spins, loyalty programs, and other offers that reflect the casino’s commitment to rewarding loyal customers.

Wagering requirements

We scrutinize the wagering requirements for bonuses, ensuring they are reasonable and transparent. This factor plays a significant role in whether players can actually benefit from promotional offers.

Payment methods

The availability of convenient and secure payment methods is crucial. We assess the range of options, including credit/debit cards, e-wallets, bank transfers, and cryptocurrencies, ensuring that players have access to safe and reliable payment options.

Withdrawal times

We evaluate the speed at which the casino processes withdrawals. Fast payouts are essential for player satisfaction, and we only recommend casinos with efficient withdrawal processes.

Withdrawal limits

We review the casino’s withdrawal limits to ensure they align with what is advertised. High or unfairly low withdrawal limits can negatively affect the player’s experience.

Mobile experience

Mobile compatibility is a key factor in modern gaming. We test how well the casino’s website and games perform on mobile devices, considering ease of use, load times, and whether a dedicated app is available for iOS and Android.

Fees

We review any fees associated with deposits and withdrawals. High transaction fees can eat into player winnings, so we ensure that recommended casinos charge fair fees, if any.

Customer support availability

Reliable customer support is essential. We test the availability and responsiveness of the support team through various channels (live chat, email, phone) and at different times of the day to ensure players can get help whenever they need it.

Language support

Since casinos without a Swedish license are not allowed to target Swedish players directly, we check if customer support is available in English. It's important that players can communicate effectively and understand the support provided.

Website design

We evaluate the design and layout of the casino’s website, focusing on navigation, aesthetics, and overall user-friendliness. A well-designed site makes it easier for players to find their way around and enhances the gaming experience.

Responsiveness

We ensure that the casino’s website is responsive across different devices and screen sizes. A seamless experience, whether on a computer, tablet, or mobile phone, is crucial for a positive gaming experience.

KYC process

The Know Your Customer (KYC) process is necessary for verifying player accounts. We assess the simplicity and speed of the verification process, ensuring that players can submit their documentation easily and get verified promptly.

Responsible gambling

Finally, we examine the casino’s responsible gambling measures. This includes checking for self-exclusion tools, deposit and loss limits, and time limits. We also evaluate how the casino supports players with gambling addiction and whether it provides resources for help.

By applying this thorough evaluation process, we ensure that our recommendations for casinos without a Swedish license are trustworthy, detailed, and up-to-date. Our goal is to provide players with all the necessary information to make informed decisions and enjoy a safe, rewarding gaming experience.

What is a casino without a Swedish license in detail?

A casino without a Swedish license is an online gambling platform that operates under regulations and licenses from jurisdictions outside of Sweden. These casinos cater to players globally, including Swedes, but are not regulated by the Swedish Gambling Authority (Spelinspektionen).

The rise of casinos without a Swedish license is largely due to the Gambling Act (2018:1138), which came into force in 2019. This law mandates that any company wishing to market gambling services to Swedish players must hold a license issued by the Swedish Gambling Authority. While some casinos applied for this license, many chose not to, largely due to the high costs of licensing fees, profit taxes, and stringent technical requirements associated with the Swedish license.

Even though these casinos do not have a Swedish license, they are still legal for Swedes to play at, provided they do not specifically market to the Swedish market. As a result, these casinos cannot offer their services in Swedish, nor can they accept deposits or withdrawals in Swedish kronor (SEK).

The Swedish Gambling Authority explicitly states that playing at these casinos is legal:

"It is not illegal to play with a gambling company or participate in a lottery that does not have a license in Sweden."

However, it's important to note that winnings at casinos licensed outside the EU/EEA may be subject to a 30% tax for Swedish players. Therefore, checking the casino's licensing details is essential to avoid unexpected tax obligations.

How does a casino without a Swedish license work in practice?

Casinos without a Swedish license function similarly to Swedish-licensed casinos in many ways, though there are key differences that affect gameplay, security, and regulation.

How they work:

• Access: Swedish players can access these casinos directly, without needing a VPN or other location-altering services.
• Registration process: Registration works much the same as on Swedish-licensed sites, where players enter personal details such as name, address, and email. However, methods like BankID for quick verification are not available.
• Deposit: Players can deposit funds using typical payment methods, although some Sweden-specific options (e.g., Trustly, Zimpler, Brite) may not be available.
• Gaming experience: Once registered, players can access their favorite games right away, with a similar variety to Swedish-licensed casinos.
• Withdrawal: Cashing out winnings follows the same basic process, though withdrawal methods may vary.

Key differences compared to Swedish-licensed casinos:

• Regulation and licensing: Casinos without a Swedish license are regulated by other authorities, such as the Malta Gaming Authority (MGA), Curaçao eGaming, or the Government of Gibraltar. These jurisdictions have their own set of rules and protections for players.
• Bonuses and promotions: Casinos without a Swedish license are more flexible with promotions, often offering more generous bonuses and multiple promotions, unlike Swedish-licensed casinos, which are limited to offering only one bonus per player.
• Game selection: These casinos typically offer a wide range of games, including slots, table games, live casino, and sports betting, similar to their Swedish-licensed counterparts.
• Game providers: Non-Swedish-licensed casinos can partner with a broader range of game developers and are not subject to the same restrictions. Popular providers like Evolution, Microgaming, and NetEnt are often available.
• Payment methods: These casinos may offer alternative payment options, including cryptocurrencies, which are not available on Swedish-licensed platforms. However, BankID-based payment methods such as Trustly, Zimpler, and Brite are generally unavailable.
• Spelpaus and responsible gambling: Swedish players should note that these casinos are not connected to Spelpaus, the Swedish self-exclusion program. While some foreign casinos offer their own responsible gambling tools, they may not be as comprehensive as those required by the Swedish Gambling Authority.
• Tax rules: Winnings from casinos licensed within the EU/EEA are tax-free for Swedish players. However, casinos licensed outside these regions may subject players to a 30% tax on winnings.
• Customer protection and security: The Swedish licensing system places strong emphasis on player protection, with requirements such as deposit limits, session time restrictions, and responsible gambling measures. Casinos without a Swedish license may have fewer restrictions in these areas, though they still maintain general security standards if licensed by a reputable authority.
• Technology: While foreign casinos are often optimized for mobile use, they tend to face fewer technical requirements than Swedish-licensed casinos, especially in terms of responsible gambling tools.
  Customer service: Most casinos, regardless of license, provide customer support through live chat, email, or phone. However, at non-Swedish casinos, customer service is typically not offered in Swedish, with English being the primary language of communication.
• Game limits: Casinos without a Swedish license are not bound by the same restrictive laws regarding deposits, payouts, or time limits. This flexibility allows for higher deposit and withdrawal limits, as well as freedom from mandatory loss limits.

In conclusion, a casino without a Swedish license offers a viable alternative for Swedish players looking for more flexible gaming experiences. However, it’s important to be mindful of the differences in regulation, taxation, and responsible gambling features when playing at these sites. Always verify the casino’s licensing and terms before registering.

Taxation of Casinos Without a Swedish License vs. With a License

Since the introduction of the Gambling Act (SFS 2018:1138) on January 1, 2019, all casinos with a Swedish license are required to pay an 18% gambling tax. However, this tax is paid by the betting company, not the player. For players, this means that winnings from Swedish-licensed casinos are typically tax-free, provided certain conditions are met.

Taxation on Casinos With a Swedish License

For players to benefit from tax-free winnings at Swedish-licensed casinos, the following requirements must be fulfilled:

• Swedish license: The winnings must come from a casino licensed under the Swedish Gambling Act. This includes games that legally require a license according to Swedish regulations.
• Game location: The game must be provided in Sweden, or within an EU/EEA state, where the casino does not need a Swedish license.
• Public benefit exemption: Games for public benefit purposes (e.g., lotteries for charitable organizations) are also exempt from the 18% tax requirement for the operator.

In these cases, players do not need to worry about paying taxes on their winnings.

Taxation on Casinos Without a Swedish License

Casinos without a Swedish license are subject to different tax rules, depending on their location:

1. Tax-Free Winnings Within the EU/EEA: If the casino is licensed in a country within the EU/EEA (such as Malta or Estonia), players can enjoy tax-free winnings. The European Union's free movement of goods and services ensures that gambling winnings are not taxed as long as the casino operates under a valid EU/EEA license.
2. Taxable Winnings Outside the EU/EEA: If the casino is licensed outside of the EU/EEA (for example, Curaçao or Gibraltar), Swedish players may be required to pay a 30% tax on their winnings. This applies even though it is legal to play at these casinos.

Key Differences:

• Swedish-Licensed Casinos: Players do not have to pay taxes on their winnings, and the 18% tax is the responsibility of the casino operator.
• Casinos Without a Swedish License:
  
  • EU/EEA-based: Winnings are tax-free for Swedish players.
  • Non-EU/EEA-based: Winnings are subject to a 30% tax for Swedish players.

It’s essential to always check the casino's licensing jurisdiction before playing to understand the potential tax obligations associated with any winnings.

Upcoming tax increase for Swedish-licensed casinos

The Swedish government is considering raising the tax for casinos with a Swedish license from 18% to 22%, according to the Ministry of Finance's budget bill. This proposed hike would make it more expensive for these casinos to operate in Sweden, potentially affecting their profitability and presence in the market.

Are winnings from online casinos without a Swedish license tax-free?

Yes, online casinos without a Swedish license are tax-free for Swedish players if they are licensed within the EU/EEA and do not specifically target the Swedish market, according to Gaming Act §2. This exemption depends on how the casino operates within the EU/EEA regulations.

However, winnings from casinos outside the EU/EEA are taxable. Players may have to pay tax on their winnings at casinos outside the EU, so it is essential to always check the casino's license before playing.

Tax rules for casinos licensed within the EU/EEA

If a casino is licensed within the EU/EEA and does not target the Swedish market, all winnings are tax-free for Swedish players. For example, a casino licensed by the Malta Gaming Authority is tax-free if the website does not offer services in Swedish or target Swedish players.

If the casino provides information in Swedish or offers services that are specifically directed at Sweden (such as payment methods or promotions), the winnings become taxable. The Swedish Gambling Authority provides guidance on how to determine if a casino is targeting Swedish players.

To find a list of tax-free casinos, check out our dedicated page on tax-free casinos.

Tax obligations for casinos licensed outside the EU/EEA

Casinos licensed outside the EU/EEA are subject to Swedish tax laws. Players must pay a 30% tax on any winnings from casinos that do not have an EU or Swedish license. This applies to casinos with licenses from jurisdictions like Curaçao or Gibraltar.

Always verify the casino’s license to avoid potential tax liabilities.

Gaming tax overview by licensor

For a comprehensive look at which casino licenses require players to pay taxes on their winnings and which are tax-free, refer to our gaming tax overview by licensor. This table will help you quickly determine the tax obligations based on the casino’s licensing jurisdiction.

More Information about Spelpaus

Spelpaus is a national self-exclusion register managed by the Swedish Gaming Authority. It allows individuals to voluntarily exclude themselves from all gambling activities and related advertising within Sweden, including online casinos. The tool aims to help individuals control their gambling behavior and limit exposure to gambling temptations.

Public Awareness of Spelpaus

According to a survey conducted on December 19, 2023, around 65% of Sweden's population is aware of the Spelpaus service. This indicates significant public knowledge of self-exclusion options. However, this is a decrease from an earlier report published by the Gambling Inspectorate, which showed 85% awareness. While there is still strong recognition of Spelpaus, the decline in awareness suggests that outreach efforts may need reinforcement to maintain and increase public knowledge of the service.

Coverage of Spelpaus

The Spelpaus system covers all gambling activities that are part of the Swedish licensing system. This includes:

• Government-regulated games such as Casino Cosmopol and Vegas slots.
• Public lotteries and scratch cards.
• Commercial online games, including online casinos, bingo, slot machines, and sports betting.

When you register with Spelpaus, it effectively excludes you from all gambling services operated by companies holding a Swedish gaming license. This suspension also applies to gambling-related advertisements directed at you.

Casinos without a Swedish license, however, are not covered by Spelpaus. Therefore, Swedish players using these casinos will not be protected by this self-exclusion service.

Personal Data Processing in Spelpaus

The Swedish Gaming Authority is responsible for managing the personal data processed within Spelpaus. The data collected includes personal information such as:

• Name.
• Social security number.
• Length of suspension.
• Date and time of suspension.

Only authorized administrators, such as IT personnel and licensed gambling operators in Sweden, can access this data. All personal information is processed in accordance with EU data protection regulations (GDPR), ensuring privacy and data security.

Technical Information about Spelpaus

All gambling companies with a Swedish license must be connected to the Spelpaus system. Each time a player attempts to register an account with a licensed casino, the casino must check the Spelpaus database to see if the player is self-excluded. If the player is registered with Spelpaus, they will not be allowed to create an account or continue playing.

If a player had an account before registering with Spelpaus, they can still view their balance and game history but will be blocked from participating in any gambling activities.

Spelpaus Statistics

As of September 2023, 99,496 Swedish players were excluded from gambling via Spelpaus.se. This demonstrates the effectiveness of Spelpaus as a tool for promoting responsible gambling. Of these self-excluded individuals, 25% were women and 75% were men. The suspension durations chosen were as follows:

• 8% for one month.
• 10% for three months.
• 11% for six months.
• 71% opted for an indefinite suspension.

By the end of 2023, approximately 104,000 individuals had suspended themselves using Spelpaus, as reported in the Swedish Gambling Authority's annual report. By April 1, 2024, the number had increased to 109,753, reflecting a growing use of the self-exclusion tool.

Spelpaus has proven to be a vital part of Sweden’s approach to responsible gambling, providing a comprehensive solution for those looking to limit their exposure to gambling within the country. However, players using casinos without a Swedish license must manage self-exclusion on an individual basis, as these casinos are not integrated into the Spelpaus system.

How long can you self-exclude yourself?

With Spelpaus, you can choose to self-exclude for periods of 1 month, 3 months, 6 months, or indefinitely. If you opt for an indefinite suspension, you will have the option to log back in and resume gambling after 12 months.

Can you cancel a suspension via Spelpaus?

No, once you have activated a suspension via Spelpaus, you cannot cancel or undo it. The suspension period you selected is final and will remain in effect until it expires.

If you accidentally suspend yourself, the suspension cannot be removed or shortened. For those who choose an "until further notice" suspension, the earliest the suspension can be lifted is after 12 months. To end it, you can log in to Spelpaus.se and follow the steps to terminate the suspension.

Other responsible gambling tools and services in Sweden

In addition to Spelpaus, Sweden provides several other tools and services to promote responsible gambling and help players control their gaming habits.

These tools include:

• Deposit limits to control how much money you can deposit.
• Loss limits to limit your losses.
• Session time limits to help manage the duration of your gaming.
• Self-tests that assess whether you may be developing problematic gambling habits.

Support services include:

• Stödlinjen: A helpline offering advice and support.
• Vårdguiden 1177: A healthcare guide that provides information and help for gambling-related issues.
• Riksberoendes Riksförbund: The Swedish Gambling Association, offering support and a platform to share experiences with others.

These tools and services are designed to help individuals manage their gambling and seek support if they are facing gambling-related problems. Stödlinjen also provides self-tests that can help determine if you are at risk of developing problematic gambling behavior.

Quick Facts About Responsible Gaming

Do you have symptoms of gambling addiction, and is gambling negatively impacting your life?

Below is a list of signs that you may be experiencing, or are at risk of developing, gambling problems:

• You try to win back lost money, also known as chasing losses.
• You hide your gambling behavior from family and friends.
• You frequently think about gambling and winning money.
• You find it difficult to control or limit your gambling activities.
• You feel irritated or restless when you're not gambling.
• You place larger bets to increase the excitement of the game.
• Gambling has led to financial difficulties.
• You use gambling as a way to escape depression or anxiety.

Recognizing these signs early can help you seek support and manage your gambling behavior before it leads to more severe consequences.

Payment methods at casinos without a Swedish License

Casinos without a Swedish license typically offer a wide range of payment methods, similar to those available at Swedish-licensed casinos, but with a few key differences.

While traditional payment options such as credit cards, e-wallets (like PayPal, Skrill, and Neteller), and bank transfersare commonly offered, these casinos often lack access to Pay N Play services and BankID for fast, secure transactions. These services, which are widely used in Sweden for their convenience and security, are usually not available at casinos operating outside the Swedish licensing system.

For more detailed insights on each payment method, including benefits and how they work, check out our in-depth articles on payment options at casinos without a Swedish license.

Working payment methods at casinos without a Swedish license

Many reliable payment methods are available at casinos without a Swedish license, providing flexibility and convenience for players. By choosing the right method, you can enhance your gaming experience. Here are some commonly available options:

Card payments at casinos without a Swedish license

Card payments are a popular choice for players at casinos without a Swedish license, offering familiarity and security. Most players already have one or more cards in their wallets, making them a convenient option for deposits. However, it’s important to note that withdrawals can sometimes take up to 3 banking days.

Despite the slower withdrawal times, many players still prefer debit and credit cards when playing casino games without Spelpaus. Below are some of the most common card payment options available:

Visa

Visa is widely accepted at casinos without Spelpaus due to its global reach and security features. Visa enables quick deposits, allowing nearly instant access to casino games. With strong encryption and two-step verification, Visa is a secure and reliable choice for players.

Mastercard

Mastercard offers similar advantages to Visa at casinos without a Swedish license. The process is almost identical, providing quick deposits and secure transactions. If you’ve used Mastercard online before, making payments at foreign casinos will be easy.

Revolut

Revolut is a digital banking service offering payment cards and other financial tools. It is often recommended on forums like Flashback, where users highlight its security and convenience for casinos without a Swedish license. Our experience with Revolut has been positive, making it an excellent option for players.

Read more about Revolut casinos.

Maestro

Maestro, a lesser-known card option, is still accepted at many casinos without a Swedish license. While withdrawal times and fees may vary between casinos, Maestro generally provides a reliable method for both deposits and withdrawals.

American Express

American Express (Amex) is less commonly accepted than other cards at casinos without a Swedish license. However, for those that do accept Amex, players benefit from high security and the ability to make larger transactions, appealing to high-roller players. Be aware, though, that Amex often comes with higher fees, and not all casinos support withdrawals back to the card.

These card options provide players with secure and convenient payment methods at casinos without a Swedish license.

Cryptocurrencies at casinos without a Swedish license

Cryptocurrencies are widely used at casinos without a Swedish license, offering a decentralized and flexible payment method. Before using cryptocurrencies for casino gaming, you need to acquire them through a crypto exchange or by mining. Below is an overview of some of the most popular cryptocurrencies available for Swedish casino players.

Bitcoin (BTC)

Bitcoin is the most commonly used cryptocurrency at casinos without a Swedish license. Known for being completely decentralized, Bitcoin is widely accepted and allows players to bypass traditional banking systems. However, while Bitcoin transactions are traceable on the blockchain, partial anonymity may be lost due to KYC (Know Your Customer)procedures required by casinos.

Despite this, Bitcoin offers players full control over their payments without depending on banks to approve transactions with casinos that lack Spelpaus.

Read more about Bitcoin casinos.

Ethereum (ETH)

Ethereum, the second-largest cryptocurrency, provides several advantages over Bitcoin, particularly for casino players. With faster transaction times and lower fees, Ethereum is an attractive option for those who prefer playing at crypto casinos.

If you're seeking efficient payment solutions in crypto casinos, ETH is a reliable choice.

Litecoin (LTC)

Litecoin is another popular cryptocurrency used at casinos without a Swedish license, especially those licensed in Curaçao. Designed as a lighter version of Bitcoin, Litecoin offers lower transaction fees, making it a cost-effective choice for casino players.

Litecoin provides a fast and efficient way to handle deposits and withdrawals at online casinos.

Cryptocurrencies provide a unique alternative for casino payments, allowing for fast, secure, and decentralized transactions, making them a popular option among players at casinos without a Swedish license.

E-wallets at casinos without a Swedish license

E-wallets are digital accounts that store money for fast and secure online payments, making them a popular choice among casino players. Below is an overview of some of the most commonly used e-wallets at casinos without a Swedish license.

AstroPay

AstroPay is known for its simplicity and high level of security. With instant deposits and withdrawals available in multiple currencies, AstroPay is an excellent option for players who prefer not to share their bank account details with the casino.

Read more about AstroPay casinos.

MiFinity

MiFinity is a user-friendly e-wallet offering fast and secure payments. It supports multiple currencies and allows for quick deposits and withdrawals, making it ideal for those who want to play at casinos without sharing bank account information.

Skrill

Skrill is one of the most popular e-wallets for casino transactions. It offers ease of use, high security, and supports various currencies. This is particularly beneficial when playing at casinos without a Swedish license, as Swedish kronor cannot be used.

Neteller

Neteller is a widely recognized e-wallet known for fast and secure payments. With its large selection of supported currencies, Neteller makes it easy to deposit euros, dollars, or other international currencies into your gaming account.

PayPal

PayPal is one of the most renowned payment solutions in the world. It’s perfect for quick casino transactions and offers an excellent app that helps you track your spending each month.

Read more about PayPal casinos.

Payz

Formerly known as ecoPayz, Payz is a trusted e-wallet that simplifies depositing at online casinos outside Sweden. With its high level of security and user-friendly interface, Payz supports multiple currencies and allows for quick and hassle-free transfers.

Read more about Payz casinos.

These e-wallets offer convenience, security, and flexibility, making them excellent choices for players at casinos without a Swedish license.

Prepaid cards at casinos without a Swedish license

Prepaid cards are an excellent payment option for foreign online casinos without a Swedish gaming license. These cards are topped up in advance and used for online payments, offering a convenient and secure way to deposit funds.

However, a significant drawback is that you cannot withdraw your winnings to a prepaid card. Despite this limitation, prepaid cards are a popular choice due to their ability to protect sensitive financial information and promote responsible gambling. Below are some of the most popular prepaid card options:

Paysafecard

Paysafecard is a trusted prepaid card that is widely accepted at many casinos without a Swedish license. One of the major benefits is the high level of security since you don't need to share any bank details with the casino. Paysafecard is part of the Paysafe Group, which also operates the popular e-wallets Skrill and Neteller.

Read more about Paysafecard casinos.

Neosurf

Neosurf is another prepaid card that provides safe and private online payments. With Neosurf, you can easily top up your card and begin playing at online casinos without a long setup process. Since the card is not linked to your bank account, it helps protect both your identity and your financial data.

Read more about Neosurf casinos.

Prepaid cards are a secure, easy-to-use option for making deposits at casinos without a Swedish license, perfect for players looking to safeguard their personal and banking information.

Mobile payments at casinos without a Swedish license

There are payment methods specifically designed for mobile devices, making it easier to deposit funds when playing at mobile casinos without a Swedish license. The most popular mobile payment options include Apple Pay, Google Pay, and Siru Mobile. However, it’s important to note that none of these methods can be used for withdrawals.

Apple Pay

Apple Pay has revolutionized mobile payments at casinos without a Swedish license. It offers a high level of security, as only a random token is shared with the online casino, keeping your financial information safe. To use Apple Pay, simply connect your card to your Apple device for fast and secure deposits.

Read more about Apple Pay casinos.

Google Pay

Google Pay functions similarly to Apple Pay, serving as Google’s equivalent to the mobile payment solution. It is perfect for players using Android devices and those who don’t have access to Apple products. Google Pay provides a secure and fast deposit option at mobile casinos.

Siru Mobile

Siru Mobile is a mobile-friendly payment solution that allows you to deposit and play now while paying later. The deposit is added to your phone bill, making it possible to enjoy casino games without immediate payment. However, remember that Siru Mobile essentially allows you to play on credit, so use it responsibly.

Read more about Siru Mobile casinos.

These mobile payment options provide convenient and secure ways to make deposits at casinos without a Swedish license, enhancing the mobile gaming experience.

Classic bank transfer at casinos without a Swedish license

Classic bank transfers are available as a payment method when playing at online casinos, although they tend to be slower compared to options like cryptocurrencies or e-wallets. Additionally, there may be extra fees involved, and some Swedish banks might refuse transfers to gambling companies without a Swedish license.

One advantage of bank transfers is that they allow the movement of large sums. However, with the growing popularity of faster, more secure alternatives like cryptocurrencies, it might be worth reconsidering bank transfers as your primary payment method at casinos.

While bank transfers remain reliable, other methods may offer greater convenience and speed for modern casino players.

Blocked payment methods at casinos without a Swedish license

Many popular payment methods are unavailable at casinos without Spelpaus, particularly those requiring BankID. Payment options like Trustly and Zimpler are not supported at non-Swedish casinos because they rely on BankID for verification. However, these methods were highly popular in the past, and we want to provide some information about them:

Trustly

Trustly was once a popular payment method due to its speed and security, allowing direct bank transfers through BankID. It enabled instant deposits and withdrawals, making it a favorite among Swedish casino players.

Zimpler

Zimpler is another payment service that required BankID for verification. It provided a user-friendly interface for managing casino payments, offering flexibility for players. Unfortunately, since it relies on BankID, it is no longer available at casinos without a Swedish license.

While these methods are no longer supported at foreign casinos, there are plenty of alternative payment options that still offer speed and security.

Trustly

For a long time, foreign casinos offering Trustly were highly popular among Swedish players due to the service’s lightning-fast and secure deposits and withdrawals. Trustly, a Swedish company, was the first to introduce Pay N Play, which streamlined the KYC process and simplified payments.

However, it is no longer possible to use Trustly at foreign casinos, as the service requires BankID. Since this is interpreted as targeting the Swedish market, casinos without a Swedish license cannot offer Trustly as a payment option.

Zimpler

Zimpler once allowed players to use BankID for making quick payments to foreign casinos. It became popular after Trustly exited the market for casinos without a Swedish license. However, in summer 2023, Zimpler followed Trustly’s path and ceased working with non-Swedish licensed casinos. The Swedish Gambling Authority fined Zimpler, citing that the company’s operations promoted illegal gambling. As of July 2023, Zimpler is no longer available at casinos without Spelpaus.

Read more about Zimpler casinos.

Swish

Swish is Sweden’s most popular online casino payment solution. However, like Trustly and Zimpler, Swish cannot be used at casinos without a Swedish license because it requires BankID. Any transaction using Swish at a foreign casino would be seen as promoting illegal gambling. If you wish to use Swish as a payment method, you need to play at Swedish-licensed casinos.

Brite

Brite is a new player in the payment market, offering solutions similar to Trustly and Zimpler. It operates in the same manner, requiring BankID for verification. As such, there are no foreign casinos with Brite as a payment option, since it is considered to target the Swedish market.

Finshark

Finshark is another emerging Swedish payment method. Like the other services mentioned, Finshark also requires BankID for transactions. This means that Finshark is unavailable at casinos without a Swedish license, as such transactions would be viewed as directed at the Swedish market.

These payment methods were once widely used at casinos without a Swedish license, but due to their dependence on BankID, they are no longer available for foreign gambling platforms.

Which casinos without a Swedish license have the fastest withdrawal times?

The speed of withdrawals at casinos without a Swedish license can vary based on the payment method used and the specific casino’s policies. Some payment methods, such as e-wallets and cryptocurrencies, typically process payments faster than others, like bank transfers. Additionally, certain casinos may perform a KYC (Know Your Customer)verification process more frequently, which can also impact withdrawal times.

We have researched and compiled a list of casinos with the fastest payout times. The table below shows the estimated withdrawal times for different casinos without a Swedish license, based on the payment methods offered.

Comparison table for casinos without a Swedish license with the fastest withdrawals:

Comparison table for payment methods with fastest withdrawals:

Casinos without a Swedish license and BankID restrictions

It is currently impossible to find a casino without a Swedish license that uses BankID. BankID is a service specifically designed for Swedish consumers, and it is not legal for casinos without a Swedish license to use it. The Swedish Gaming Authority has explicitly stated that:

"In light of the fact that BankID is an e-identification service that is only used by Swedish customers, the Swedish Gaming Authority assesses that BankID gambling companies are targeting the Swedish market."

As a result, those who wish to play at a casino without a Swedish license will need to adjust to playing without BankID. This also means that players will typically go through the more traditional KYC (Know Your Customer) process.

During this process, casinos will request documents such as:

• ID copies (passport, driver’s license, or national ID card)
• Proof of address (utility bill, bank statement)

Additional documents may also be required to verify your identity, with the main goal being to combat money laundering and terrorism financing.

Best bonuses at casinos without a Swedish license

To help you find the top casino bonuses without a Swedish license, we’ve created a comparison table. This will help you quickly identify the casinos offering the best bonuses across various categories, such as welcome bonuses, free spins, cashback offers, and more.

Casinos without a Swedish license are typically licensed by gaming authorities in Malta, Estonia, or Curaçao, among others. Some casinos may also hold less common licenses from jurisdictions like the Isle of Man, Alderney, Gibraltar, or the Kahnawake Gaming Commission.

Understanding the differences between these licenses is crucial, as they impact important factors such as taxation, player protection, and ensuring a safe and enjoyable gaming experience.

Here’s a brief overview of the most common gambling authorities for casinos without a Swedish license:

How the license affects the technical requirements for casinos

Casinos without a Swedish license are subject to different technical requirements compared to casinos licensed by the Swedish Gaming Authority (Spelinspektionen). The regulations and authorities overseeing the technical aspects of casinos vary depending on the jurisdiction. In Sweden, the Gaming Authority sets higher technical standards than, for example, the Malta Gaming Authority (MGA).

Requirements for casinos without a Swedish license:

• The website must use HTTPS and meet established security protocol requirements.
• The gaming platform and software must be encrypted, including the connection to the banks responsible for deposits and withdrawals.
• All users must have a gaming account, and all financial transactions must be recorded (though not necessarily reported to the authorities).
• A technical KYC process must be in place to validate customer details such as name, address, and country of residence.
• Users' funds must be kept separate from the casino's operational funds.
• The casino must provide access to account information, including balance, game history, deposit, and withdrawal history.
• Technical safeguards, such as fraud detection and anti-money laundering systems, must be in place.
• If a player closes their account, any remaining funds must be paid out within 5 days.

Additional requirements for Swedish-licensed casinos:

• Financial transfers must be reported to Spelinspektionen monthly.
• Technical restrictions must prevent the transfer of funds between different game accounts.
• Only one welcome bonus is permitted per player.
• Casinos must cooperate only with payment service providers that comply with Swedish laws, particularly the Act (2010:751) on payment services.

Why licensing matters

The casino's license affects everything from player protection and taxation to the overall gaming experience. It's crucial to choose carefully and always verify the casino's license before playing.

Important Reminder

We do NOT recommend playing at unlicensed casinos—meaning casinos that hold no license at all! Playing at such casinos can expose you to risks, as they are not regulated by any authority, leading to potential issues with player protection, fairness, and security. Always ensure that the casino you choose is properly licensed by a recognized gambling authority to safeguard your gaming experience.

Documentation required for KYC process

When completing the KYC (Know Your Customer) process, casinos will typically require the following documents to verify your identity:

• Copy of ID: This may be a driver’s license, passport, or health insurance card.
• Proof of address: A recent utility bill (e.g., telephone or electricity bill) or bank statement showing your current address.
• Proof of payment method: A copy of your credit card or a screenshot of your payment method, such as PayPal, displaying your name.

Safety of sending documentation to casinos without a Swedish license

Sending documentation to casinos without a Swedish license is generally safe, especially if the casino holds a valid license in another jurisdiction. Licensed casinos, particularly those within the EU, are subject to strict data protection regulations such as the GDPR. Reputable casinos have a strong interest in keeping your information secure, as mishandling data would harm their business reputation.

How casinos protect and secure personal information

Casinos without a Swedish license follow international data protection standards to ensure that your personal information is handled securely. Here’s how they protect your data:

• Encryption: Casinos use SSL (Secure Socket Layer) or TLS (Transport Layer Security) encryption to safeguard data during transmission between the player and the casino, preventing unauthorized access.
• Controlled access: Only authorized personnel with specific clearance within the casino have access to personal information.
• Secure storage: Personal data is stored on secure servers with protection against unauthorized access, data breaches, and other security threats. Many casinos use cloud-based solutions that comply with high-security standards for data storage.
• Data retention: Casinos adhere to the principle of data minimization, keeping personal data only for as long as it is necessary or legally required. Once it is no longer needed, the data is securely deleted.

For specific details on how a particular casino processes personal data, consult the casino’s privacy policy available on their website.

Marketing and advertising

By creating an account and accepting the casino's terms of use, you are generally giving consent to receive marketing communications. This allows the casino to send you updates about promotions, new games, and offers via email or other means. Players can easily opt-out of these communications at any time by unsubscribing from newsletters or contacting customer service.

Casinos without a Swedish license are prohibited from sending marketing communications in Swedish, so expect all promotional material to be in English or other languages.

More about casinos without an account and Pay N Play casinos

Casinos without an account, Pay N Play casinos, and casinos without registration are essentially the same concept. Pay N Play is a streamlined solution that simplifies deposits, withdrawals, and the KYC process for casino accounts. By using BankID alongside payment solutions like Trustly, Zimpler, Swish, or Brite, players can quickly start playing without going through a traditional registration process.

This is why Pay N Play casinos are often called "casinos without an account" or "casinos without registration." However, this is technically incorrect—an account is created, but the process is much smoother compared to the traditional method of creating a username and password.

In short, Pay N Play casinos offer a significantly smoother experience and a more user-friendly approach to online gaming.

Restrictions for Swedish players

Unfortunately, Swedish players looking to play at EU or Curaçao-licensed casinos cannot use BankID, as it is only available for Swedish-licensed casinos. If a casino without a Swedish license were to implement BankID, it would be considered as targeting the Swedish market, which is prohibited by law.

As a result, Swedish players must use the traditional account setup, which operates via username and password.

If you'd like to learn more about Pay N Play casinos, feel free to check out our article on casinos without an account for more details.

Available games at casinos without a Swedish license

Swedish players can enjoy a wide variety of casino games at casinos without a Swedish license, although not all game manufacturers may be available. Despite this, the selection of games is still extensive and exciting at these casinos. Below is a brief overview of the different types of casino games you can expect to find at casinos without a Swedish license:

Slot machines at casinos without a Swedish license

Explore the diverse selection of slot machines at casinos without a Swedish license for an exciting and varied gaming experience. From traditional fruit machines to innovative video slots, there’s something for every player's taste and preference.

Classic slots

Classic slots, also known as one-armed bandits, are timeless favorites among casino players. These nostalgic games feature simple rules and retro designs, appealing to players who enjoy a straightforward and traditional casino experience.

Progressive jackpot slots

Progressive jackpot slots are thrilling games where the jackpot increases with every bet placed. These slots offer the potential for life-changing wins, making them highly attractive to players seeking the excitement of massive payouts. The jackpot continues to grow until one lucky player hits the grand prize.

Video slots

Video slots are modern and versatile casino games that provide a variety of themes, features, and bonuses for players to explore. With impressive graphics and innovative gameplay, video slots are popular with both newcomers and experienced players alike. They often include bonus rounds, free spins, and other exciting features.

3D slots

3D slots take gaming to the next level with realistic animations and immersive environments. These visually stunning slots offer a deeper level of engagement, with detailed 3D characters and worlds that make the gaming experience more dynamic and interactive.

Each type of slot machine offers something unique, whether you're looking for classic simplicity, the thrill of a growing jackpot, or an immersive 3D adventure. Casinos without a Swedish license provide access to a wide range of slot games, ensuring there's always something exciting to play.

Table games at casinos without a Swedish license

Enjoy classic casino games like blackjack, roulette, and baccarat at online casinos without a Swedish license. Whether you’re a beginner or a seasoned player, table games offer a chance to test both your skill and luck.

Blackjack

Blackjack is a timeless casino favorite, known for its straightforward rules and thrilling gameplay. The objective is to achieve a hand with a total card value as close to 21 as possible without exceeding it. With various strategies available, blackjack gives players a chance to maximize their odds of winning.

Roulette

In roulette, you place bets on where a spinning ball will land on a numbered wheel. Whether you bet on specific numbers, colors, or groups of numbers, this game offers an exciting blend of chance and strategy, making it popular with players worldwide. The thrill of watching the ball spin and land on your chosen spot is a big part of the game’s appeal.

Baccarat

Baccarat is an elegant and simple game where players bet on one of three outcomes: the banker, the player, or a tie. The game’s sophisticated atmosphere and easy-to-understand rules make it a favorite at casinos. You place your bet and eagerly await the result to see who wins.

Poker

Poker is a highly strategic card game that requires skill, patience, and a good understanding of the game’s rules. With popular variations like Texas Hold’em and Omaha, poker offers a dynamic and engaging experience for both new and experienced players. Whether you’re bluffing or going all-in, poker combines mental sharpness with the thrill of competition.

Craps

Craps is a fast-paced dice game where players bet on the outcome of the dice roll. With various betting options and an energetic atmosphere, craps is an exciting choice for those looking for action. Whether at a physical casino or online, craps brings the same intensity and excitement to the gaming floor.

Casinos without a Swedish license offer a wide selection of table games, ensuring that players can enjoy their favorite classic games in a safe and exciting environment.

Live games at casinos without a Swedish license

Experience the thrill of a real casino through live casino games at casinos without a Swedish license. With real dealersand interactive gameplay, games such as live blackjack, live roulette, and live poker bring the excitement of Las Vegas directly to your screen.

Live blackjack

Live blackjack is a dynamic version of the classic card game where you can enjoy an authentic casino experience online. Playing against real dealers in real-time through live streaming creates an engaging and immersive environment, allowing you to enjoy blackjack from the comfort of your home.

Live roulette

Live roulette offers a genuine casino experience, where you can interact with both the dealer and other players in real-time. With the atmosphere and excitement of a land-based casino, live roulette provides an immersive and entertaining online gaming experience.

Live poker

Live poker allows you to join authentic poker games online, competing against real players with real dealers from around the world. The interactive nature and real-time communication make live poker an exciting and social experience, offering the thrill of traditional casino poker.

Live baccarat

With live baccarat, you can enjoy a realistic casino experience from home, featuring real dealers and real-time gameplay. The excitement and sophistication of this classic game are enhanced through live interaction, bringing the glamour of a Las Vegas casino to your own living room.

Live game shows

Live game shows are an exciting new trend in the online casino world, offering interactive gaming experiences with real-time hosts. Just like live casino games, live game shows provide an authentic atmosphere, with the added excitement of participating in game shows from home, allowing you to interact with hosts and other players.

Live casino games deliver an immersive and engaging experience, making you feel like you’re in a real casino while enjoying the convenience of playing online.

Bingo and lotteries at casinos without a Swedish license

For a straightforward and exciting gaming experience, bingo and other lotteries are popular choices at casinos without a Swedish license. These games offer a chance to win big without the complexity, making them perfect for casual entertainment.

Bingo

Bingo is a widely popular party game where players mark off numbers on their bingo cards in hopes of completing specific patterns for a win. With its simple rules, sense of community, and thrilling pace, bingo attracts players of all ages looking for a fun and lighthearted gaming activity.

Lotto

Lotto is a classic lottery game where players select a set of numbers and await the draw, hoping their chosen numbers will match the results. The anticipation of waiting for the draw and the possibility of winning big prizes make lotto one of the most popular forms of gambling worldwide.

Scratch cards

Scratch cards provide a quick and exciting gaming experience, where players simply scratch off a covering to reveal potential prizes. With instant results and straightforward gameplay, scratch cards are loved for their speed and immediate excitement.

Keno

Keno is another lottery-style game where players pick numbers and wait for the draw to see if their selections match. Offering a variety of winning possibilities and the thrill of watching the draw, Keno appeals to those who enjoy number-based games with simple rules and engaging outcomes.

These games offer a fun, casual form of entertainment, giving players the chance to enjoy quick and easy gameplay with the potential for rewarding outcomes.

Betting at casinos without a Swedish license

Betting without a Swedish license is a popular option available at most, but not all, casinos without a Swedish license. Swedish players often choose these sites due to restrictions in Swedish legislation, which may limit access to certain gambling markets or cause specific matches to be removed.

Here’s a closer look at some of the most popular betting options available at casinos without a Swedish license:

Football

Football is one of the most popular sports for betting, offering players the chance to wager on teams and match results from leagues and tournaments worldwide. With thrilling matches and the opportunity to follow favorite teams, football betting provides an engaging and exciting experience for sports enthusiasts.

Horse racing

Horse racing is available at most betting sites without a Swedish license, allowing players to place bets on races and horses globally. The excitement of watching the races unfold and betting on the outcome makes horse racing a favorite for many betting enthusiasts.

Tennis

Tennis is another top-rated sport for online betting, with options to bet on a wide range of matches and tournaments across the globe. Predicting match outcomes and following player performances provides an exciting and interactive betting experience for tennis fans.

Basketball

Basketball is a very popular sport for betting, where players can place wagers on teams in different leagues and events around the world. With its fast pace and thrilling action, basketball betting offers an engaging way to predict winners and follow exciting games.

eSports

eSports is one of the fastest-growing areas of betting, where players can bet on competitions and tournaments in various digital gaming worlds. With the opportunity to follow professional gamers and predict the outcomes of matches, eSports betting offers a dynamic and modern gaming experience for a new generation of bettors.

These betting options give Swedish players a diverse and exciting selection of sports and events to bet on, making betting at casinos without a Swedish license an appealing alternative.

Other games at casinos without a Swedish license

For players looking to explore unique and exciting games, casinos without a Swedish license offer a range of options like Sic Bo, Pachinko, Mahjong, and Dragon Tiger. These games provide a fresh and diverse gaming experience, perfect for those wanting to try something different.

Sic Bo

Sic Bo is a thrilling dice game often found at casinos without a Swedish license. Players bet on the outcome of a dice roll, with multiple betting options that create a mix of strategy and luck. Sic Bo's simple yet exciting gameplay makes it a popular choice for those looking for something different from the usual casino offerings.

Pachinko

Pachinko, a Japanese game resembling slot machines, is occasionally available at casinos without a Swedish license. In this game, players control the release of steel balls into a playing field, aiming to win prizes. Pachinko offers a unique gaming experience, blending skill and chance in a fun, arcade-style format.

Mahjong

Mahjong is a traditional Chinese board game based on matching tiles to form winning combinations. While not always found at casinos without a Swedish license, it offers an engaging and strategic experience for players who enjoy tactical thinking. Mahjong brings a refreshing alternative to more traditional casino games.

Dragon Tiger

Dragon Tiger is a fast-paced card game that is frequently available at online casinos without a Swedish license. Players bet on which of two hands—the Dragon or the Tiger—will have the highest value. With its straightforward rules and quick gameplay, Dragon Tiger provides an intense and entertaining casino experience.

These unique games offer a variety of experiences for players seeking something different from the typical casino fare, adding depth and excitement to the gaming options at casinos without a Swedish license.

Extra information about slot machines at casinos without a Swedish license

There are several important details to keep in mind when playing slot machines at casinos without a Swedish license. These include certain differences in rules, such as the 3-second rule and the regulations surrounding the RTP (Return to Player). Here’s a closer look at how these factors work:

The 3-second rule on slot machines

At casinos with a Swedish license, it is a legal requirement that each spin on a slot machine must last at least three seconds. This rule is intended to promote responsible gaming by reducing the speed of play. However, this restriction does not apply to slot machines at casinos without a Swedish license.

As a result, players can enjoy faster gameplay, which allows them to focus more on playing rather than waiting. Many casinos without a Swedish license offer the option to adjust the spin speed, letting you customize how fast the reels spin. Additionally, you can often end a spin early by pressing the Spin button again while the reels are in motion, a feature not available at Swedish-licensed casinos.

Payback percentage – RTP (Return to Player)

The RTP (Return to Player) represents the payback percentage of a slot machine, or the amount returned to players over time. This percentage varies from game to game. For example, Divine Fortune has an RTP of 96%, while Starburst has an RTP of 94%.

For casinos without a Swedish license, there are still rules governing the RTP of slot machines. The RTP is determined primarily by the game manufacturers, though the casino's licensing authority may also influence it. However, it's important to note that game developers may create multiple versions of a slot machine with different RTP percentagesbased on the casino's requirements.

Beware of unlicensed casinos

In the case of unlicensed casinos (which are not recommended!), there is a risk that the casino may alter the RTP percentage to the player's disadvantage. These casinos may offer very low RTPs, which could significantly reduce your chances of winning. For this reason, it’s essential to avoid playing at unlicensed casinos to ensure a fair and enjoyable gaming experience.

By understanding these differences in rules and percentages, you can make more informed decisions when playing slot machines at casinos without a Swedish license.

Which casinos without Swedish license have the most games?

Game providers at casinos without a Swedish license

At casinos without a Swedish license, you’ll still find many of the well-known game providers offering their popular titles. However, some providers may not operate in the non-Swedish licensed market due to regulatory differences. Below is a list of some key game providers whose games are often available at casinos without a Swedish license:

While many well-known game providers are available at casinos without a Swedish license, it’s important to note that not all game providers are accessible for Swedish players. This can depend on various factors, including legal restrictions, geographical limitations, business decisions, or specific license agreements between the casino and the game developer.

Game providers not available at casinos without a Swedish license

Certain game providers are not available at casinos without a Swedish license due to:

• Legal or geographic restrictions: These providers may not be permitted to offer their games in certain regions, including Sweden, based on legal or regulatory constraints.
• Business decisions: Some game developers choose not to expand into non-Swedish licensed markets for strategic reasons.
• License agreements: Specific agreements between game providers and casinos may limit the availability of their games to markets with local licenses, such as Sweden.

This also includes smaller or niche game developers who may lack the resources or interest to expand beyond their core markets.

Casinos without a Swedish license with the most game providers

Many casinos without a Swedish license offer a wide selection of games from multiple providers, but some stand out for their extensive partnerships with various developers. These casinos often have diverse game libraries that include titles from the most popular providers alongside more niche offerings.

If you’re looking for casinos that feature the widest range of game providers, it’s essential to review their game catalogs and ensure that they offer access to your favorite games. While the selection may vary, these casinos typically offer a broad mix of well-known titles and hidden gems from a variety of developers.

Customer service at a casino without a Swedish license

Casinos without a Swedish license typically offer customer service, but not in Swedish. Swedish regulations prohibit these casinos from marketing directly to Swedes, which includes providing Swedish language support.

Customer support is usually available via live chat, email, and sometimes by telephone. Aside from the language barrier, the customer service experience is quite similar to that of Swedish-licensed casinos. Many international casinos also offer a FAQ section, where you can find answers to common questions. While the site and support pages are generally not translated into Swedish, navigation is straightforward, and tools like Google Translate can help if you encounter any language issues.

How do you make a complaint?

If you encounter a problem or have a complaint about a casino without a Swedish license, you cannot escalate the issue to Swedish authorities, as these casinos are not regulated under the Swedish Gambling Act.

If the casino is licensed in another country, such as Malta, you would need to report your complaint to the Malta Gaming Authority or the appropriate regulatory body for that country. However, it's best to first try resolving the issue directly with the casino's customer support before taking it further.

Overview of limits at casinos without a Swedish license

Understanding the limits imposed by casinos without a Swedish license is crucial for promoting responsible gamblingand ensuring player protection. In this section, we delve into the different restrictions and operational modes of these casinos, as well as how they contribute to a safe gaming environment. We will also highlight the key differencescompared to Swedish-licensed casinos.

Deposit limits at casinos without a Swedish license

Deposit limits refer to the maximum amount of money a player can deposit into their casino account within a specific time frame, such as daily, weekly, or monthly. These limits are crucial for players who wish to manage their spending or set personal boundaries.

At casinos without a Swedish license, many players seek out higher or unlimited deposit options, as these casinos are not bound by the strict deposit regulations imposed by Swedish authorities. Most casinos without a Swedish license do not impose strict deposit limits, providing players with more flexibility. However, deposit limits may still be influenced by the payment method chosen rather than the casino itself.

For example, a player can deposit unlimited amounts of Bitcoin, but may face a cap of €250 when using a Neosurf Light Account. This flexibility contrasts with Swedish-licensed casinos, where mandatory deposit limits are in place to promote responsible gambling.

Minimum deposit limits

The minimum deposit at casinos without a Swedish license is generally between €10-20 (approximately 100-200 SEK). This minimum amount is influenced by the banking fees associated with the payment method, and it applies to both casinos with and without a Swedish license. The minimum deposit ensures that casinos can cover transaction costs while providing a reasonable entry point for players.

Understanding both the high and minimum deposit limits can help players choose a casino that aligns with their gambling habits and preferences.

Payout limits at casinos without a Swedish license

Withdrawal limits at casinos without a Swedish license can vary significantly depending on both the casino and the payment method used. In general, many casinos without a Swedish license offer higher withdrawal limits compared to Swedish-licensed casinos, which is particularly appealing to players who prefer to gamble with larger sums of money.

However, the payment method chosen plays a crucial role in determining both the speed of withdrawals and any applicable limits. For instance, e-wallets tend to offer faster withdrawals but may impose lower limits on the amount that can be withdrawn at once. On the other hand, bank wire transfers may allow higher withdrawal amounts, but the processing times are often longer.

When selecting a payment method and considering payout limits, it's important to weigh both the convenience of faster withdrawals and the maximum amount you wish to withdraw, as each method offers its own advantages and restrictions.

Time limits at casinos without a Swedish license

Time limits are tools that allow players to control how much time they spend gambling by setting daily, weekly, or monthly restrictions on their gaming activity. This feature is aimed at promoting responsible gambling by helping players manage their gaming habits and prevent excessive play.

The key difference between casinos with a Swedish license and those without lies in how these time limits are applied. At Swedish-licensed casinos, time limits are mandatory, meaning that casinos must provide players with tools to set limits on their gaming sessions as part of their commitment to responsible gambling.

However, at casinos without a Swedish license, time limits are optional and less strictly enforced. These casinos take a more relaxed approach, allowing players to choose whether or not to use such tools. While some casinos without a Swedish license may still offer responsible gambling features, the level of self-control required is more dependent on the player.

This flexibility can be appealing to some players, but it also means that those who want to limit their time spent gambling need to take more personal responsibility in managing their gaming sessions.

Loss limits at casinos without a Swedish license

Loss limits are a valuable feature for promoting responsible gambling, allowing players to set an upper limit on how much money they can lose within a specific period, such as daily, weekly, or monthly. This tool helps players maintain control over their gambling budget and prevents financial overextension. Additionally, it acts as a safeguard to reduce the risk of developing a gambling problem by limiting potential losses.

At Swedish-licensed casinos, loss limits are mandatory and form a core part of their responsible gambling framework. However, at casinos without a Swedish license, these limits are not required by law, giving players more freedom but also increasing the risk of significant losses. This greater flexibility places more responsibility on the player to manage their gambling habits.

While not mandatory, many casinos without a Swedish license still offer optional loss limit tools to encourage responsible gambling. These tools are often available in the casino’s account settings, allowing players to set their own limits voluntarily. However, the lack of enforced loss limits means that players must be more self-aware and proactive in managing their gambling behavior when playing at these casinos.

What is a no-limit casino?

A no-limit casino refers to an online casino that does not impose any formal restrictions on key areas such as loss limits, deposit limits, withdrawal limits, or time limits. These casinos typically operate without a Swedish license and are therefore not bound by Swedish regulations, which enforce limits on how much players can bet, lose, or deposit over a specified period.

While no-limit casinos offer players more freedom to gamble without restrictions, some gambling authorities may still require these casinos to provide voluntary gambling limits, allowing players to set their own boundaries.

If you're interested in learning more about casinos without game limits, you can explore additional details here.

Which casinos have the highest deposit and withdrawal limits?

In the table below, we present our analysis of the casinos that offer the highest deposit and withdrawal limits:

Risks with online casinos without a Swedish license

Playing at online casinos without a Swedish license comes with certain risks that players should be aware of. The four primary concerns are tax risks, legal risks, language barriers, and payment blocks. Below, we'll cover these potential pitfalls to help you make informed decisions when playing at foreign casinos.

1. Tax risks

If you win at a casino licensed outside the EU or EEA, your winnings are taxable in Sweden. This is especially important if you play at casinos licensed in places like Curaçao or Kahnawake, where profits must be reported and may incur a 30% tax. Always check the licensing authority before playing to avoid unexpected tax obligations.

2. Legal risks

Swedish players are not protected by Swedish authorities when playing at casinos without a Swedish license. This means that if you run into a problem or have a dispute with the casino, Swedish bodies such as the Swedish Consumer Agencyor the Swedish Gaming Authority cannot assist. Instead, you will need to contact the gambling authority that issued the casino's license, such as the Malta Gaming Authority or the Curaçao Gaming Control Board, for resolution.

3. Language risks

Casinos without a Swedish license do not provide Swedish-language support or services. The websites, customer support, and important information are typically offered in English. This means that players will need to communicate via email or live chat in English. If your English is not strong, it can increase the chances of misunderstanding terms or conditions. Tools like Google Translate can help, but it's still essential to be comfortable with reading and writing in English when dealing with these casinos.

4. Payment blocks

Transactions to and from casinos without a Swedish license are sometimes blocked by Swedish banks and payment services. This can affect your ability to make deposits or withdrawals from these casinos. The legislation was updated in July 2023, requiring payment service providers to work with the Swedish Gaming Authority to block transactions involving unlicensed casinos. In rare cases, IP blocking can occur, preventing access to the casino website. Some players use VPNs to bypass such restrictions, but not all casinos allow the use of VPNs for gaming, and it could lead to further issues.

By understanding these risks, players can better navigate the challenges associated with playing at casinos without a Swedish license and take steps to protect themselves while gaming.

Why don't online casinos apply for a Swedish license?

Since 2019, the regulations for operating an online casino in Sweden have become much stricter. Many international casinos and gaming companies find the license fees and taxation rates too burdensome, making the Swedish market less appealing. Additionally, there are numerous legal requirements that operators must now meet, adding further complexity to obtaining a Swedish gaming license.

Here are the main reasons why casinos opt not to apply for a Swedish gaming license:

9 reasons why casinos avoid applying for the Swedish license:

1. High taxes: Casinos must pay an 18% tax on gross gaming revenue, which many operators find too costly.
2. Expensive advertising: Strict regulations on marketing in Sweden have made advertising on TV and other media significantly more expensive.
3. Costly license fee: The application fee for a Swedish gaming license alone exceeds 400,000 SEK.
4. Limited bonuses: Casinos are only allowed to offer one welcome bonus per player, reducing their ability to attract customers with ongoing promotions.
5. Technical demands: The technical requirements for operating a Swedish-licensed casino are exceptionally high, adding extra costs and challenges for compliance.
6. Mandatory player limits: Players are required to set daily, weekly, and monthly limits on their playing time and spending.
7. Slow gameplay: There is a mandatory 3-second wait between each spin on slot machines, limiting how fast players can play.
8. RTP (Return to Player): All games must have an RTP of 95% or higher, which limits the types of games casinos can offer.
9. Strict KYC requirements: The Know Your Customer (KYC) regulations are very stringent, requiring more detailed identity verification from players than in many other markets.

These restrictions make the Swedish gaming market less attractive to many foreign casinos, prompting them to seek licenses from other jurisdictions with more flexible regulations and lower operating costs. Many gambling companies simply find it too expensive and restrictive to operate in Sweden under the current regulations, so they choose licenses from places like Malta, Curaçao, or other jurisdictions that offer more freedom and lower costs.

Nordic casinos without a Swedish license

There are several Nordic casinos operating without a Swedish license, and this trend is growing across countries like Denmark, Finland, and Norway. Many players from these countries, like Swedish players, are drawn to casinos without domestic licenses due to the availability of more generous bonuses and fewer restrictions.

Nordic casinos and domestic licenses

In Denmark, for example, many players prefer casinos without a Danish license, as they offer better incentives compared to those regulated by Danish authorities. The same trend is visible in Finland and Norway, where players are opting for foreign casinos, often with licenses from jurisdictions like Malta.

How to identify Nordic casinos without domestic licenses

It’s simple to recognize if a casino operates without a domestic license. For Swedish casinos, if the site holds a Swedish license, it will display the Swedish Gaming Authority's logo in the footer of the website. Similarly:

• In Denmark, the Spillemyndigheden logo should be visible.
• In Norway, the Norwegian Gambling Authority’s logo must be shown.
• In Finland, the Veikkaus logo will indicate a Finnish license.

If none of these logos are present, you are likely playing at a Nordic casino without a domestic license.

Norwegian casinos without a Swedish license

Norway has long held a monopoly on the gambling market, but many players still access foreign casinos through licenses such as the MGA (Malta Gaming Authority). These foreign casinos are often only available in English but offer greater flexibility and higher bonuses.

Recently, many Swedish players have begun searching for Norwegian casinos without a Swedish license, favoring casinos that are licensed abroad. However, Norway has been working to curb foreign gambling operations, including implementing DNS blocking, which may take effect in 2024, further restricting access to these casinos.

By identifying the licensing structure of these casinos, players can access Nordic casinos that meet their gaming needs while understanding the risks and rewards of playing without a domestic license.

Will new casinos be launched without a Swedish license?

Yes, the continuous launch of new casinos without a Swedish license indicates that there is still strong demand for these platforms. The high number of new casinos targeting players outside the Swedish licensing system suggests that this market remains highly attractive for operators and players alike. As long as the regulatory and financial requirementsfor obtaining a Swedish license remain stringent, many casinos will continue to seek licenses from other jurisdictions, such as Malta or Curaçao, to offer more competitive bonuses and flexibility to players.

By avoiding the limitations imposed by Swedish regulations, such as bonus restrictions and strict player control measures, these new casinos can provide a wider range of bonuses, games, and benefits that appeal to Swedish players who prefer more freedom in their gaming experience.

Overview of the newest casinos without a Swedish license

In the table below, we list the newest casinos that have been launched without a Swedish license. These casinos typically offer better bonuses, fewer restrictions, and the option to avoid some of the more regulated elements of Swedish-licensed casinos, such as Spelpaus.

If you're interested in learning more about these newly launched casinos, be sure to check out our in-depth guide on new casinos without a Swedish license for detailed insights and recommendations.

New rules under discussion for Swedish gambling companies

Several new rules and regulations for gambling companies operating in Sweden are currently being discussed in the Riksdag. These potential changes could significantly impact both the gaming industry and Swedish players, with the following two proposals being the most prominent:

1. Tax increase for gambling companies

A proposed tax increase would raise the tax rate for gambling companies in Sweden from 18% to 22%. This has caused concern within the industry, as it could lead to a decrease in the repayment percentage (RTP) for players. With lower RTPs, Swedish players might be more inclined to turn to casinos without a Swedish license, where higher payout percentages and better bonuses are often available.

The proposal has faced strong opposition from the Online Gaming Industry Association (BOS), which argues that the increase could drive more players toward unlicensed foreign casinos, ultimately reducing the effectiveness of Swedish gambling regulation.

2. Ban on credit card use for online gambling

The Swedish government is also discussing plans to ban the use of credit cards for online gambling. This proposal is intended to promote responsible gambling and reduce the risk of players accruing debt through online betting. However, this proposal has been met with criticism from industry stakeholders, including BOS, who believe it could restrict players' financial flexibility and push them toward unregulated casinos where such bans do not apply.

Both proposals aim to strengthen the regulatory framework for online gambling in Sweden but have sparked debate about their potential to inadvertently push more players toward casinos without a Swedish license.

These new rules, if passed, could reshape the Swedish online gambling landscape, further influencing players' decisions on where to gamble and the types of casinos they choose to visit.

Summary of casinos without a Swedish license

You now have all the essential information about casinos without a Swedish license. We’ve covered the key aspects that distinguish these casinos, the various licenses they operate under, the advantages and disadvantages, and which casinos fall outside the Swedish regulatory system.

If you have any further questions or concerns, feel free to contact us. We're here to assist you with any inquiries about licenses or other gambling-related matters. We hope this guide has been informative and encourages you to explore our other articles.

Remember to always play at legal casinos and within your limits. Gambling should be an enjoyable activity, so if you ever feel like it's becoming overwhelming, don’t hesitate to reach out to a gambling addiction help organisation. Always play responsibly!